Adam Weistein Blog

Latest Posts

Basic Cosmetic Dentistry Prices

In the earlier days, cosmetic dentistry was supposed to be an area belonged to the rich and the elite. Cosmetic dentistry prices have never been a source of concern for the common man. With the advancement of the technology, innovative and cost effective methods came into existence and cosmetic dentistry gained popularity among different sections of the society. In these days, it can be said that the cosmetic dentistry has flourished in a very rapid manner and more and more people have been making use of the unlimited possibilities of these types of treatments. 

http://kingwooddental.jigsy.com/entries/general/aesthetic-dental-care-tips

A good smile radiates tremendous amount of positive energy. If you are gifted with a good smile the confidence and self esteem will get enhanced. People having some unattractive teeth become self conscious about this defect and a good smile will be an alien thing for them. The self confidence gets a beating and the relationships may suffer as well. That is where the relevance of cosmetic dentistry comes in and it can be described as a combination of art and science geared to improve the appearance, function and health of the teeth. 

https://www.wikihow.com/Become-a-Dentist

Cosmetic dentistry treatments can be classified into different categories and cosmetic dentistry prices differ with different kinds of treatments. Various types of cosmetic dentistry procedures include teeth whitening, bleaching procedures, porcelain veneers, dental implants, dental bonding, dental bridges, tooth contouring and reshaping, dentures, dental fillings, dental crowns, dental caps, root canals, accelerated orthodontics and cosmetic gum surgery.

Prolonged use of tobacco chewing, cigarettes, coffee, tea, spicy foods, medications, fluorides and injury, will form dental stains and the dental surgeon will make use of techniques like bleaching process with plastic trays and oral prophylaxis for teeth whitening. Cosmetic dentistry prices for teeth whitening in US are in the range of $400.00 – $900.00, depending on the severity of the problem and location. Treatments like porcelain crowns range from $975 per crown up to $2,100 and the Porcelain veneer procedures may cost around between $975 and $2200 depending upon the geographical location. All types of dental fillings will be charged in between $150 to $250 per filling. Cosmetic dentistry prices for bonding is estimated to be in the range of $300-$1,600 and the cost of dental crowns stand in between $950 per crown up to $2200. The cost for accelerated orthodontics or invisalign braces will be around $5000 to $7700 for a complete treatment.

In UK, the cost involved in tooth whitening will be around £300 to £1,000 and for dental veneers, you will be charged in between £300 to £2,000 per tooth. Cosmetic dentistry prices for crowns come in between £300 to £2,000 per tooth and dental implants will cost around £1200 to £2,500 per tooth. In the case of dental bridges, the cost will be around £250 to £800 per unit, depending upon the severity of the problem and the location. Tooth Gum contouring charges start with £400 and invisalign will cost you around £3000 to £6,000.

The advancement of the technology has reduced the recovery time to a great extent and you do not have to take long period of rest for the recovery process. Treatments like dental implants require a fair amount of rest because it involves two to three phases of treatments. The recovery period has a lot to do with individual and complicated treatments like implants may last up to 5 to 8 months. Naturally, cosmetic dentistry prices for these types of treatments will be on the higher side. Minor treatments like tooth whitening and dental veneers require only a week or so for the complete recovery.

Choosing the clinic or the dental surgeon assumes an importance of paramount because a minor error in the treatment can involve dangerous health implications. The successful outcome of the treatment has a lot to do with the efficiency of the dental surgeon. A general dentist may not be trained in the field of cosmetic dentistry and even in the case of a cosmetic dental surgeon; specialization in a particular area like dental implants or dental bonding or teeth whitening, should be taken in to consideration. The clinic and the surgeon can influence the dentistry prices and a suitable decision based on your budget will have to be taken. An extensive online search will make you familiarize with the quality of the dental surgeons in your area and various online directories will provide the profile pages of qualified dental surgeons for you. The cosmetic dentistry prices and the quality of the treatment should complement each other to fetch you the desired result. That is how a smile makeover becomes a qualitative and affordable one.

 

Great Ideas For House Painters

If you want to give your home a certain type of atmosphere, then interior paints are very important. The paints which you choose will offer either warmth or coolness to the rooms of your home and if you intend to paint yourself or hire house painters; keep in mind that there are many ideas for you to consider. These ideas include picking things such as the right paint, colors, shades, schemes, color methods, as well as other related aspects. 

http://communitypaintpals.bravesites.com/entries/general/exterior-home-painters-obtain-professionals-that-can-do-an-excellent-task

As mentioned, you can have a professional house painter paint your house or you may do the job yourself. If you intend on doing it yourself, then you’ll surely save some money, which would otherwise be used for paying contractors and the labor done. Since you’re doing the job on your own, there are some necessary fundamentals that you should be familiar with, when it comes to painting the interior of your home. This includes the aspect of picking the appropriate combination of paints and using the proper tools as well as methods.

On the other hand, if you decide to go the other route and hire house painters; you’re not required to lift a single finger. Professionals will do the work for you, of course as long as you pay them considerably. Painters will ensure that everything is done according to your requirements and wants. However, if you will not be attaining the services of such professionals, then here are some things which you should keep in mind.

1. Interior house tips when painting: Since you’re going to be your own house interior painter, the first thing you have to do is decide on how much paint you actually need for the project. The best way to go about this is to get the measurements of your home’s walls; be sure to take the furniture out of the rooms as you do this. You may also use plastic to cover the floors and other pieces of furniture.

2. Paint colors and combinations: Because you did not hire house painters, you’ll come to find out that there’s an endless amount of colors that you must choose from. It’s easy to become confused when trying to choose just the right color or a combination of colors. There are lots of things to consider, such as whether or not the color goes with your collection of furniture, how the color will look in natural and artificial light, etc. The easiest way to start this said process is by going online and browsing through the various colors available for house painting.

Article Source: http://EzineArticles.com/3869794

Incorporate A Company With Company Formation Agent

21st century is an age of specialisation. Unlike earlier times, when a person could be master of all trades, modern people are expert in one or two particular subjects. Now, one is the master of his own domain, with extensive knowledge and high level of expertise; but the same person cannot be expected to have similar or good knowledge of another important subject. 

http://companyoffshore.jigsy.com/#builder

Even it would not be surprising if he is found to be ignorant about something that he may need at any moment. The fact is that, people are so much engrossed with one particular subject that they hardly have time or interest to bother about other things. This trend gave way to so many agencies that offer service on various important fields like company formation. Since a businessman have little time and expertise to incorporate a company, it is the company formation agent who accomplish the task for him.  

https://www.wikihow.com/Incorporate-Your-Own-Offshore-Business

A businessman is primarily preoccupied with conducting business. Buying stuff, processing and marketing them, managing the clients, updating the relevant things and a lot more works are there that he needs to take care of. He hardly gets time to research and know about the way a new company is incorporated. So, when he gets into the task of forming a company, he finds it outside the area of his expertise. Ultimately he resorts to a company formation agent.

It is not altogether impossible for someone to form a company without the help of a company formation agent. But the task may become tiresome and time-taking. Instead, it is better to set an agent for the purpose that has expertise and experience in doing this thing. The task may become even easier if an online company formation agent is chosen for the task. He will incorporate the company over the Internet which means the company will be formed within a very period of time.

 

 

Insight to Set an Offshore Company Formation

The initial step in forming an offshore company is to apply for an International Business Corporation license. Only if it is santactioned that one would be start it operations in another country. In the case of large corporations help is given in the form of offshore company formation consultants. Along with the help being provided, they will also help in simplifying the legal aspects which have to be completed before starting out the venture. Some consultants are even known for their privacy and u can keep matters confidential with them too. Like mentioned earlier, one of the main aims is to evade from the taxes of the existing country. It is quite disheartening to see the money earned through hard work being given away as taxes to the government. Usually corporations do keep a tab on the different rules as well as regulations with regards to taxes. And no company would desire a chunk of their profits being wasted on the corrupt government. mossoffshore

A declaration in the form of Beneficial Order Declaration must also be submitted to the relevant agent. This Order will contain the details of the current owner such as his present residence, mode of current business activity as well the intended activity of the firm in the alien country. Another important undertaking which is to be submitted is another declaration stating the company would not engage in illegal activities or will resort to encroaching the land it has been allocated. An Incorporator is employed by the consulting firm in question to sign up the necessary documents for the parent company. Other than signing the documents, he is also given the first share of the firm in the new country. It is he who also commits to a desirable amount of shareholding. Once the process of off shoring is completed it is given back to the intended owner.

Mike Novik provides how-to advice on small business and home-based work issues. He helps small businesses reach their fullest potential. His recommendation for to-day is to visit Offshore company formation [

Offshore Bank Accounts – 6 Myths About Offshore Banking You Might Have Believed

Many of the people I talk to think they don’t need an offshore bank account. They think that offshore banking is just for criminals and tax evaders. Or, maybe, they think that an offshore bank account is just for the rich.  

off shore company

Much of this thinking is because of a lack of knowledge. And that is because there are a number of different myths surrounding offshore accounts. This article will dispel those myths, once and for all. And, it may help you understand, that if you are the type of person who wants to take responsibility for their own financial future, an off shore bank may be just what you are looking for. 

great post to read

Myth 1 – Offshore Banks are Located in Unstable Countries

As soon as you mention the term offshore account to someone, they immediately think of some politically risky country that they can’t trust. But an off shore bank account means any bank account that is not in your home jurisdiction. So technically, if off shore bank accounts were only in unstable countries, every country would be have to be considered unstable.

Myth 2 – Offshore Bank Accounts are Illegal

Offshore banking is legal, and it has to remain legal. In a global economy, money has to move between various countries to facilitate trade. So companies and individuals need bank accounts in different jurisdictions, and therefore are therefore offshore.

Myth 3 – Offshore Banking is only for the Rich

Companies and rich individuals have been using offshore accounts for many years. And up until recently, it was a secret they kept to themselves. But, that doesn’t mean that they are only for the rich.

Offshore accounts can often be setup for under a thousand dollars, including an offshore corporation to hold the account. In fact, personal accounts can often be setup for free, with just a small deposit of a couple hundred dollars.

Myth 4 – Offshore Banks are Unsafe

This depends on the offshore destination you choose. Since a lot of the benefits of offshore banking are derived from banking in low tax countries, there is a certain element of truth to this. But, that’s mainly because these banks are not FDIC insured like banks in the US or some other countries. That means, if the bank fails, you could lose your deposit.

But, doing proper research will help keep you safe. There are many large offshore banks that are worth billions of dollars. They are not likely to fail. You just have to diversify and evaluate your risk.

Myth 5 – Offshore Accounts are 100% Private

This is partially true. If the country itself dictates bank privacy. But, only if you follow all of the laws of the country where your bank account sits. Countries like Panama and Belize are tax havens that do protect your privacy. Other countries will happily share your personal information with almost anyone who asks.

However, if you break the laws of the country where the bank account is held, that privacy will dissolve. Banks will release your “private” records if you are involved in illegal activities such as drug crimes, murder and fraud, no matter where those crimes occur. Also in some “private” countries, that veil of privacy will be lifted in certain types of lawsuits.

Myth 6 – Privacy is the Only Reason for Offshore Banking

It’s true, that much of the benefits of banking offshore come from privacy. But there are many other reasons to consider it. Among those reasons are:

  • Better range of investment opportunities
  • Better banking features and benefits (interest rates or other benefits)
  • Access to your cash while traveling abroad
  • Diversified currencies

There are a number of different myths surrounding offshore banking and offshore bank accounts. But, as you can see, much of this is based on misinformation.

It is your job to learn the right information, in order to make a decision for yourself. These accounts have been used for years to help companies and individuals maintain privacy, protect their financial lives, reduce taxes and build their wealth.

Because there are so many myths, many people who could benefit from an offshore account, don’t end up utilizing them. But, if you believe that your financial future and your family’s financial future is your responsibility, offshore bank accounts and offshore banking in general are more accessible than you might have thought.

Now that you know that much of what you thought about offshore bank accounts is false, take the next step in your education with a free subscription to Freedom Offshore Magazine

Decision to Hire a House Painter or Do It Yourself

The exteriors of a house represent the people and the lifestyle of those who lives in it, so it’s important to get it all painted nicely. But this is a feat not too easy to do. When a person is faced with the task of painting a house exteriors there can only be two options, it’s either by doing it yourself or by hiring professional house painters that can get the job done. But if you have to consider quality and expertise, it’s the house painters in Jupiter Island that best meets the task at hand, they are aware of how exterior looks are important in a house, and will give it a flawless painting job.   https://communitypaintpals.com/naperville-painters

Having professional house painters mean that you are considering the quality and the turn-out of the project. When a person decides to do it alone the tasks seem hard to accomplish. It’s so frustrating to paint a huge corner of the house outside when you could be doing something more important. Such is the reason why house painters are there for you, they know you need help and their services are just a phone or an email away. When you give the job of painting your house exteriors to a house painter in Jupiter, you are assured that the job will be successful. They have all the important materials and the wide range of paint colors that can match the customer’s tastes. More info

The painting contractors are experienced when it comes to house painting and have been around the business for some time. Furthermore, people who hire their services are relieved of the stress and frustrations of doing the task alone not to mention having more time to do other important things. People from Florida know that the house painters in Jupiter Island are equipped with the tools needed for painting house exteriors. This is an important factor in house painting because it’s not only about making the exteriors look nice from the outside there are also considerations to be met like the type of wall surface, the painter should determine if it’s roughcast, pebbledash, or Tyrolean.

Besides the equipments and expertise, they also have the paints ready for the customers to select. It’s important for a certain customer to determine well what meets his or her tastes for the house exteriors because the house painter in Jupiter Island can select the best paint for the kind of wall and if it needs things like wall papers or glass windows to make it more pleasing to eyes. But if you really are on a tight budget and are faced with the option to do the painting job, it’s best to consult the expert first, they may have a more reasonable price than you thought

 

Casino Online Betting – Things to Remember

Gambling attracts huge crowd due to its potential to offer unlimited income. For a novice it is not that easy to make a dime by gambling, instead he will loose all he has.Casino online betting tactics is the only way to preserve your money and maximize your gambling chances to earn more and more money. 

http://idnpokersituss.jigsy.com/entries/general/how-dishonesty-online-texas-hold-em-athletes-are-caught

There are several hazards of casino online betting for people who are absolutely new in betting online.  

https://www.wikihow.com/Beat-the-Slots

Casino online betting is actually accepted as a method of recreation to many people across the world. Hence it has automatically gained popularity due to its capacity of amusing and entertaining people. It is also accepted as a way of refreshment to many busy businessmen.

You should be very careful while betting online because when you are opting for casino online betting, you will not be able to see the bookmarker or croupier. Therefore, be very cautious while choose a casino for gambling platform. Casino online betting involves money, therefore it is very essential to investigate about the casino you have selected to gamble. In fact, it is suggested by experienced gamblers that you should always play in a well known or recommended casino. There are some instances observed – First instance: a gambler observed that no matter how well he gambles, he can never win the bets, second instance: a gambler invested a lump sum of money and he won the bet, but when the time came for him to get is winnings…. the casino website disappeared overnight. Now I believe you understand the importance of selecting a reliable casino.

If you cannot find anyone who can recommend you one, then look for a casino review site. There are ample casino review websites, where you can find a detail overview of some branded and famous casinos. Go through the reviews and find out the one that best suits your requirements.

When you are betting online don’t go on betting with big amounts. At the time of beginning the bet look for low betting table. If you bet low then you will have plenty of chances to bet. But if you go for big ones then you will have very few chances.

Fix a daily budget to avoid bankruptcy. If you bet without proper planning then you will very soon land up in a financial crisis. Also set a target for winning. If you reach your target then stop and save the rest for the next day. Do not go on betting because at the end of the day you will find that neither you have your money nor the winnings to take home.

There are some days when you find that no matter what you play, ultimately you loose. In such a day, it is advisable to stop and keep the extra for the next day. Some people when they find that they are not able to win a single game, they keep on betting on other games and ultimately they land up in a mess.

Accept casino online betting as a method of refreshment, play happily and see how you win. Do not take much tension if you lose. Just chill out and enjoy the game.

 

 

Play Slot Machines Online and Win – Making Money in Online Casino Slot Machines

If you want to learn how to play slot machines online then read this. You will get tips on how to make money playing in online casino slot machines.  

Slot

Why play slot machines online? The answer is very simple. Online slots are extremely fun. For those who don’t want to undergo the hassle of going inside the casinos, playing online is good for you because there are many great benefits in playing slot over the internet. 

Situs slot online | Judi bola sbobet | Agen IDN Poker terpercaya

Here you can also enjoy great graphics and wonderful sounds. Almost all the websites that offer this service have animated reels and placed great bonus rounds. Because of these features such as sounds and graphics pulse the animations, online gaming can have a more realistic feel. It would be as if you are actually playing inside the casino. You can also win loads of prizes when you hit a certain symbol combination.

Similar to playing inside the casinos, you can also win thousands or even millions of dollars in particular exclusive sites which provide big jackpot prizes. What is best about it is that there are some online sites that will give a bonus upon registration. Signing up online will allow you to win freebies and other interesting prizes and other benefits. Some other internet websites even give trial periods to new registrations. This can be beneficial for you so that before you engage in real online games, you will already have some grasp on how their machines work and what are the policies, rules, and game mechanics of the internet site.

When you play slot machines online, you can also practice you skills and techniques so that once you will have the chance to play in casinos, you will already have the idea on how to play the game then win. If might ask the professionals in this game, 90% of them would say that they started out playing slots machines over the internet before playing it actually in the casino.

If you want to, you can also place huge amounts of bets over the internet. Just make sure that the website is reputable in terms of payout. Always be very careful when doing money transactions online. It would even be wise to first know if your account information such as your name, address, phone number, and credit card account numbers or paypal data are highly secured in their site.

Playing slots in the internet is just being inside casinos. You must have disciple in handling your bankroll. You should set the limits as to how much you are willing to lose and up to how you are going to be satisfied when you win. Aside from that, you should also identify which is a hot slot and which is the cold slot. Deciding is very easy and it is just a click of the mouse away. If you want to play slot machines online, choose the best website that can offer more benefits and where you will feel secure about your important account details and personal information.

If you want to learn how to win and play slot machines online, then visit http://www.SlotMethod.com.

Article Source: https://EzineArticles.com/expert/Scotty_Sun/409953

Article Source: http://EzineArticles.com/3237287

Fire Prevention Codes, Programs, and Measures

The start of the summer season also opens the more rigid practices for prevention. These are measures conducted to do away with the possibility of fire occurrence in a place that may result in fatality, injury, or property damage at the least. Fire is a rapid paced chemical reaction when a combustible material mixes with oxygen, which releases heat, light, smoke, and flames. In order to spark fire, there are some elements which would have been present at the same time of the ignition:  

https://sites.google.com/view/fire-safety-information/home

1. The presence of fuel or a combustible material on site,
2. Enough amount of oxygen needed to maintain combustion, and
3. Enough amount of on-site heat needed to elevate the ignition temperature of the material.

Fire safety measures should be conducted from the planning stage of a new establishment, should be implemented in structures which are already existing, and should continue to be taught to the occupants of the building.

THE FIRE PREVENTION CODE AND GOVERNMENTAL MEASURES

The Fire Prev Code or the Fire Safety Code is primarily aimed at preventing fires from the onset of construction. It ensures that available firefighting equipment will be available on the building with the necessary training of the occupants. The code also addresses the regular inspection and maintenance requirements of various fire protection equipment pieces to maintain optimal passive and active fire protection measures. This usually conforms to the Building Code.

Some sections of the code also establish requirements for obtaining permits for situational occurrences which need specific precautions for unforeseen hazards. These include fireworks display of exhibition on holidays.

The National Fire Protection Association (NFPA) issues a number of life and prevention standards which can be readily viewed by the public through the NFPA website. The United States Department of Labor’s Occupational Safety and Health Administration (OSHA) also set several standards discussing fire safety. The Fire and Rescue Department of Fairfax County (Virginia) even developed a PowerPoint presentation for fire safety/extinguisher training program. All these governmental programs can be for public use free of charge.

FIRE SAFETY PROGRAMS AND EDUCATION

Fire prevention officers is the more popular name for the fire department members who inspect buildings for conformity with the Fire Code and also go into schools to introduce and educate children on Fire Safety topics – how to prevent fires and the necessary precautions children should take should a fire occur. The Chief Officer normally trains newcomers to the Division and also conducts inspections or makes presentations.

Fire Department programs include distribution of smoke detectors, visiting schools to review key topics about fire safety with the students and implementing the nationally recognized programs such as “Risk Watch” and “Learn not to Burn” of NFPA.

Other programs or props which are usually entertaining for children can be purchased from community organizations or the fire department. These are mostly auditory such as puppets and robots relaying important messages. Others access more senses and increase learning factor for children.

All programs tend to relay messages of general injury, prevention and escape in case of fire. In most cases, the fire department representative is regarded as expert in the field and is expected to present information in an appropriate manner for each diversified age group.

 

 

Business Continuity Planning Basics – A Primer For Your Business

Plan Cover Sheet

The Plan Cover Sheet will not only identify your company, but also offer pertinent information that can be evaluated at a glance. See the sample attached.  

http://businesspolicy2.jigsy.com/entries/general/business-continuity-substitute-workers–and-planning—what-all-of-it-method-for-organisations

Company Address:

The address should reflect the location for which this particular plan is designed. Other company locations and their information will be indexed in other material within the plan.  

https://www.wikihow.com/Write-a-Contingency-Plan

Site Director:

The Site Director should be the main decision maker of the company. They would be someone who at a moment’s notice would be able to decide if the employees should shelter in place, go home or wait for further information.

Alternate Site Director(s):

The Alternate Site Director would be the person or persons who would be the second in command and would also be able to make the same decisions as the Site Director in the event the Site Director was unavailable. You can also assign a third or fourth person in this section. It’s best if the person is on site most of the time and does not travel extensively.

Plan Date:

Each time you revise the plan, it is helpful to put the revision number on the front of the plan. You will change out some material such as the employee telephone list which does not warrant changing the plan date on the front cover. It is generally helpful to place a date on the bottom footer for material that will change on a regular basis.

Business Continuity Plan
For ABC Company

The ABC Company
123 Address Street
Pittsburgh, PA. 15222

Phone:
Fax:

Website:
Email:

Site Director

John Mayall
Office
Home
Cell

Alternate Site Director:

Alice Joseph
Office
Home
Cell

PHASE TWO

Emergency Response Team

Your Emergency Response Team is generally comprised of your Critical Department Managers as well as your facility managers. If you have a number of locations, each location should have a Site Director and an Emergency Response Team.

Everyone on the Emergency Response Team will report to the Site Director in the event of an emergency. The Site Directors of each location will each report to the main location Site Director or the President/Owner of the company.

When choosing your Emergency Response Team be certain to choose people who will “step up to the plate” in the event of an emergency. Often times in a critical disaster, it is human nature to want to leave to take care of family members. Each team member, should have a back up person in the event of vacations, absence, injury, etc.

o Determine who talks with the fire chief and other officials.
o Determine who can authorize emergency work
o Determine who will disseminate information about your company to the media

Examples of Emergency Response Team members:

Office Manager Responsible for communicating to all employees, vendors, suppliers, floor wardens, etc.

Facility Manager Responsible for shut off valves, electrical/power outages, emergency generators, etc.

IT Manager Responsible for all computer actions, backups, recovery, etc.

Communications It will be critical for your emergency response team members to communicate with each other during an emergency. You may want to either use cell phones or other two-way communications.

PHASE THREE

Develop a checklist of responsibilities

This will be one of the most important steps you will take. In the event of an emergency, many people will begin to panic and need immediate direction. Planning out a checklist of steps to take prior to the emergency will guide everyone through the disaster at hand and calm everyone down. It is imperative that after these checklists are developed and you perform “table-top exercises” (see Table of Contents) to practice for a real disaster.

The attached sample (three stage response checklist) along with the instructions for the Site Manager, Resource Manager and Facilities Manager, will give you an idea of exactly what steps one hypothetical company has worked out in the event of a disaster. This company is a business that produces medical equipment with a 24 hour a day, 7 day a week production line. There are 100 employees who work in the industrial side and 30 office staff. Their home office is in another state. They are located in an industrial park with a river on one side of their building and train tracks on the other side.

Once you have developed this checklist continue to build the rest of this plan. As you do this, you will find that you need to come back to the checklist to add line items or adjust what you have already written. The “table-top exercise” will also help you to develop the checklist even more.

A Sample

Three Stage Response List

Warning Phase:

1. Checking all appropriate functions and supplies
2. Meet with Site Manager to discuss possible impact
3. Brief employees on possible impending disaster and what will be expected of them.
4. Insure you have all necessary documents in the event of an evacuation.
5. Monitor possible emergency through your channels – TV, radio, local authorities

Emergency Response Phase:

1. Meet with Site Manager and Management Team to discuss course of action.
2. Receive direction from Site Manager on next step
3. Meet with employees to brief them.
4. Monitor progress in your specific department

Recovery Phase:

1. Restoration of Services
2. Pursuing insurance coverage, claims and procedures
3. Making repairs and returning to worksite
4. Preparing and restoring all necessary equipment

PHASE FOUR
Identify Your Hazards

Disaster Probabilities

Power Outage 91%

Hardware Error 77%

Fire 58%

Flood 53%

Earthquake 53%

Hurricane 52%

Software Error 43%

Bombing 39%

Storms 38%

Network Failure 23%

Burst Pipe 9%

Riot 3%

Source: Disaster Recovery Journal – 2005

Hazards most likely to occur:

Hazard Preparation Do

Power Outages
o Check for emergency lighting in your facility,
o Have a few flashlights handy that are charged on a regular basis (with battery backup),
o If a storm is approaching turn off all computers,
o Equip your electrical outlets with power surge protectors,
o Check into emergency generators.

Winter Storm (snowstorm, ice storm, etc.)
o Tune into local weather stations,
o Have an emergency radio on hand,
o Refer to police and emergency management phone numbers

Fire
o Check fire extinguishers,
o Be certain employees know how to use them,
o Conduct drills on a regular basis,
o Practice safety procedures for incidents in the event of a fire

Tornado / Windstorm
o Practice evacuation procedures,
o Be certain to have a safe place to go in the event of a tornado,
o Have emergency supplies on hand in the event you have to shelter in place or make emergency repairs or rescues.

Hazardous Materials
o If you have hazardous materials in your facility, you should list them all and report your list to local authorities in the event they need to battle a fire
o Check the materials regularly to be certain they are not leaking and your inventory is correct

Bomb Threats
o Be certain the staff who answers your telephones are familiar with the bomb threat checklist
o After a bomb threat immediately isolate the person who took the call and have them write down exactly what happened on the call

Flood / leaks
o Make periodic checks of hot water tanks, boilers, dishwasher hoses, washing machine hoses, sink connections, toilet tank equipment, etc.
o If files are stored in an area that is prone to flooding, move them to higher floors or on platforms.
o If you are in a flood zone, be certain to tune in to emergency radio stations for updates.

PHASE FIVE

Make lists

Lists will be the most important tool you will need in the event of an emergency or major disaster.

In addition to your Emergency Response Team, you will need to have several lists on hand to utilize during your preparation, emergency and the business recovery phase.

The following pages will give you a good start to what lists you will need to have. Feel free to insert or upload your own forms and/or lists.

Several of these lists will have to be maintained and updated on a regular basis. An example of this would be the employee telephone tree, supply list and computer equipment lists.

In addition to these lists, we have inserted a list of materials that should be stored in the homes of several employees. This material list should be thought out well in advance and then checked by several participating employees to be certain everything is included.

This material list that will be stored in employee’s homes should be everything you will need to operate your business if you are unable to enter your offices or in the event of a major power outage.

Employee Telephone Tree

It is imperative to keep this list up to date and to do monthly tests of this list and to make comments in the “Response” column regarding the call. For Example: Spoke to employee, did not reach, wrong number, etc.

SAMPLE:

Name Phone Alternate Phone Response

George Mellon #

George calls:

Sally Field Didn’t answer

Nora Ephron Responded

Sally Hays Responded

Ron Mischner #

Ron calls:

Dave Miller Wife took message

Denny Miller Responded

In addition to the employee list, you may want to keep a list of any temporary employees phone numbers and/or their temp agency phone numbers

Emergency Phone Numbers

You should have on hand a list of emergency phone numbers that would include the following:

In the event of an emergency, call _______

If this number does not answer or is slow to respond, call the following numbers:

Police Non-emergency Number

Fire Non-emergency Number

City Emergency Number

County Emergency Operations

Local Emergency Numbers

Poison Center

Hazmat Team

Municipal Phone Number

Disaster Recovery Vendor

Insurance Information

All necessary insurance information should be listed and kept in this disaster plan book as well as in the emergency container stored in selected locations.

It is also imperative that copies of your insurance policy be kept in duplicate in the home boxes or in a safe deposit box.

We also strongly suggest that you take photographs of the following:

o Office equipment
o Carpeting
o Desks, file cabinets, chairs, bookcases, etc.
o Computers
o Valuable paintings
o Supply cabinet
o Computer rooms and server areas
o Electrical and telephone rooms
o Any special equipment, supplies, artwork that would be valuable and unique

Critical Equipment and Materials
Utilize this list in conjunction with the insurance forms to determine what to photograph and what warranties you may need to copy and keep in a safe place.

CRITICAL EQUIPMENT AND MATERIALS

Equipment/Room Location Access Required
Yes/no Preventive Action Required
Emergency Generator
Emergency Command Center
Emergency Supplies
Hazardous Materials Storage
Phone System Equipment
Satellite Equipment Room
Computer Center
Servers
Workstations/PCs
Elevator Control Room
Copiers
Printers
Fax Machines

Date: __________________________ Updated: ____________________________

By: ___________________________

Building Utility and Equipment Shut Offs

This is a form that should be completed and then reviewed by several people in the department that handles this equipment as well as employees who might work in the evening on a regular basis and the entire Emergency Response Team.

You may review this form and realize that some of this equipment is not relative to your place of business because it is maintained by building management. We suggest that you contact your building manager or building maintenance staff and let them know you would be interested in viewing the equipment in the event of a disaster and also for insurance purposes.

BUILDING UTILITY AND
EQUIPMENT SHUT OFFS

Building/Address Utility Shut Off Location

Gas
Water
Electric
Fire Suppression
o Sprinkler
o Dry-Chemical
o Other
Boiler
Sump Pumps
Other ________________________________________
________________________________________
________________________________________
________________________________________
________________________________________
________________________________________
________________________________________
________________________________________
________________________________________
________________________________________
________________________________________

Fire Detection / Alarm Checklist

Check with your local fire department or fire extinguisher supplier regarding fire extinguisher training. Fire extinguishers are good for putting out small fires and many employees if properly trained would be comfortable utilizing them.

We also suggest that you invite the fire department into your building to be certain everything is up to code in your building. Many building owners are hesitant to do this fearing fines or shut downs, however many fire departments welcome coming in before a fire starts to give advice and to be familiar with the tenants of a building.

While going through your checklist, walk around your office or building to

o Check areas that might need a fire extinguisher such as computer rooms, copier rooms, kitchens, etc.

o Check that employees are using extension cords and other electrical conveniences properly. Check to be certain that electrical outlets are not overloaded and avoid using plug in air fresheners as they sometimes explode and cause fires.

o Check to be certain fire doors are closed at all times and signage is properly placed on them so that employees know to keep them closed at all times.

o Check stairwells and emergency exits to be certain they are clear of debris trash and that no emergency exit is chained shut. Also check to be certain exits that lead out into the street are not blocked by cars or debris.

Computer and Information Management

Your IT person is the best person to complete this form. They would know what information your company would need and what type additional equipment you might need to bring the company back up and running after the disaster.

We highly recommend that you find a company that can provide you with an off-site back up system for your computer information.

It is feasible to back up your files on a regular basis and have them stored off-site at either an employee’s home or at another company location.

COMPUTER AND INFORMATION MANAGEMENT
List in order of importance

Location
Equipment
Serial #
Security Level
Own/Lease Service Agr./ Vendor Warranty Expiration Manager
In Charge

Date: __________________________ Updated: ____________________________

By: ___________________________

Key Service Vendors

In the event of an impending disaster or during the disaster, you will need to contact kep vendors that will need to help you immediately. The following list will serve as a guideline, but you may want to add others depending on your type of business.

Specialized Training / Skills Bank

You may want to survey your employees to determine who has skills that would help you in the event of an emergency. You will have to make certain these employees understand that if they are on this list, they will be called upon to assist in the event of a disaster.

It is recommended that you have them sign some sort of release or agreement stating they will assist, but are not liable in the event of a major disaster or medical event.

Some employees may be former military personnel, emergency response personnel, nurses, or have previous training in CPR or first aid.

PHASE SIX

Decide where you will go if you need to evacuate your building immediately.

If you need to evacuate your building because of a fire or other emergency, decide where you will meet and how you will account for all your employees.

Floor Wardens

Do you have floor wardens in your building or among your office staff? If not, ask for volunteers to help evacuate your floor and make certain everyone has safely evacuated. You should then conduct evacuation drills for your employees on a regular basis even though your building management doesn’t.

Floor Warden responsibilities would include:

o Safely evacuating everyone who works on your floor.
o Checking to be certain your offices, restrooms, conference rooms, etc. are clear.
o Closing all doors behind them, especially in the event of a fire. Closing the doors will prevent the fire from spreading to adjacent offices.
o Accounting for everyone once you have safely evacuated.

First Aid

Do you have first aid kits handy? Do all employees know how to access the first aid kit? Are there any employees who have first aid training?

Meeting Place

Your meeting place should be a safe distance away from your building. Consider following:

o Meeting in an adjacent building in the event of inclement weather Keeping a safe distance from any emergency vehicles that may need access
o Accounting for all employees – you may want to have an employee listing close to your exits to assure you have that handy.
o Accessing your disaster plan book. If you don’t have it handy to take with you in an emergency, someone can store it in their car or you can store it in an adjacent building with an employer who will safeguard it for you.
o A safe distance is usually 300 feet away from the danger.
o Shelter In Place – you may need to stay in your building and not evacuate.

Shelter In Place

Guidelines
One of the instructions you may be given in an emergency where hazardous materials may have been released into the atmosphere is to shelter-in-place. This is a precaution aimed to keep you safe while remaining indoors. Shelter-in-place means selecting a small, interior room, with no or few windows, and taking refuge there. It does not mean sealing off your entire home or office building.
Situations where you may need to shelter-in-place would include: Chemical, biological, or radiological contaminants may be released accidentally or intentionally into the environment. Should this occur, information will be provided by local authorities on television and radio stations on how to protect you and your family. Because information will most likely be provided on television and radio, it is important to keep a TV or radio on, even during the workday. The important thing is for you to follow instructions of local authorities and know what to do if they advise you to shelter-in-place.
Some Guidelines:
o Close the business.

o If there are customers, clients, or visitors in the building, provide for their safety by asking them to stay – not leave. When authorities provide directions to shelter-in-place, they want everyone to take those steps now, where they are, and not drive or walk outdoors.

o Unless there is an imminent threat, ask employees, customers, clients, and visitors to call their emergency contact to let them know where they are and that they are safe.

o Turn on call-forwarding or alternative telephone answering systems or services. If the business has voice mail or an automated attendant, change the recording to indicate that the business is closed, and that staff and visitors are remaining in the building until authorities advise it is safe to leave.

o Close and lock all windows, exterior doors, and any other openings to the outside.

o If you are told there is danger of explosion, close the window shades, blinds, or curtains.

o Have employees familiar with your building’s mechanical systems turn off all fans, heating and air conditioning systems. Some systems automatically provide for exchange of inside air with outside air – these systems, in particular, need to be turned off, sealed, or disabled.

o Gather essential disaster supplies, such as nonperishable food, bottled water, battery-powered radios, first aid supplies, flashlights, batteries, duct tape, plastic sheeting, and plastic garbage bags.

o Select interior room(s) above the ground floor, with the fewest windows or vents. The room(s) should have adequate space for everyone to be able to sit in. Avoid overcrowding by selecting several rooms if necessary. Large storage closets, utility rooms, pantries, copy and conference rooms without exterior windows will work well. Avoid selecting a room with mechanical equipment like ventilation blowers or pipes, because this equipment may not be able to be sealed from the outdoors.

o It is ideal to have a hard-wired telephone in the room(s) you select. Call emergency contacts and have the phone available if you need to report a life-threatening condition. Cellular telephone equipment may be overwhelmed or damaged during an emergency.

o Use duct tape and plastic sheeting (heavier than food wrap) to seal all cracks around the door(s) and any vents into the room.

o Bring everyone into the room(s). Shut and lock the door(s).

o Write down the names of everyone in the room, and call your business’ designated emergency contact to report who is in the room with you, and their affiliation with your business (employee, visitor, client, customer.)

o Keep listening to the radio or television until you are told all is safe or you are told to evacuate. Local officials may call for evacuation in specific areas at greatest risk in your community.

PHASE SEVEN (optional)

Office Safety Team

Many companies safeguard their employees by training several employees to act as a safety team. This team of employees would be trained in basic first aid, triage, search and rescue and how to administer CPR.

Employees would agree to take classes and workshops and to serve as floor wardens in the event of a disaster. Depending on the number of employees you have, you may want to decide on a ratio of how many safety members you have in relation to the number of employees. Company management will need to decide on whether or not this is a plan that you want to undertake.

Emergency Backpacks

Once your office safety team is developed, it is suggested that you issue them emergency backpacks. Some companies sell them already made up and packaged, but you can make your own and stock them with the following suggested items:

Bandages
Flashlight
Whistle
Safety helmet
Safety goggles
Safety mask
Gloves
Duct tape
Water
Medication for wounds
Medical tape
Floor plan
Emergency numbers
Pen/paper/markers
Emergency food

PHASE EIGHT

Make a checklist of items you will need to continue operating the business after the disaster.

Here are a few suggested items you will need to have in a separate location that will help you operate until you are able to re-enter your building/business. You may have a branch office close by where you can store these items. If not, you may want to either secure a safety deposit box or store items in someone’s home.

Computer System:

If your computer system is at your current location and you do not have a back up system, now is the time to determine how you will retrieve your data: back up disks taken out of the building by your IT personnel, servers backed up at another location, is there another location that will have your data, etc.

Website:

If your company is unable to re-open immediately, are you able to access your website to update it to reflect your condition and when you will re-open? If not, discuss this with your webmaster.

Phone System:

What happens if your building is destroyed by a fire or you are unable to access your offices – how will you let your customers and employees know what is going on?

Suggestions: Obtain an emergency number off site that can be programmed to advise customers and employees what to do and who to call for services. Check with your phone company regarding what would happen in the event of an emergency and how you can access your phone system if you cannot access your building or office. If your building is destroyed, is the entire phone system lost?

Hot or Cold Site:

A hot site is a location that is already arranged to have your business up and running in a very short time. Depending on the type of business you have, you may need office space, computers and phones immediately. You must arrange for this service prior to a disaster as you will work with them to determine how many computers and other office equipment you will need. You generally will pay a monthly fee to the company to have this site services available. A Cold Site refers to a location where the space is leased without any office equipment provided. One word of caution is to ask how they determine who gets the space in the event of a regional disaster, as many companies operate on a “first come, first served” basis. If this is the case, you may not have use of the hot site in a regional disaster.

PHASE NINE

After the Disaster

Once your emergency is over, you will need to continue business operations and attempt to return to normal as soon as possible. Now is the time to decide your options on achieving this.

Some of the forms suggested in Step Eight follow this page, but in addition to that you must also consider the following:

Emergency Expense Records form for keeping track manually of what is being spent after the emergency.
Purchase Orders. If you do business with companies that require a purchase order, have arrangements already set up.
Rental cars. If your cars are parked in your building and you need to move your employees quickly, you may want to pre-arrange with a rental car company. This will require that you meet with them and give them all your pertinent information so they have it on file.

Written agreements with companies that in the event of a disaster, you will have a grace period for billing or deliveries.